Benefit from better interest rates for your cash savings Our current average interest rate across all our individual term accounts is 1.49%. The average interest rate from the Big 5 Banks is 0.85%. Have a look at the rates table below and contact us to get better rates for your cash. Please note that some accounts may require a minimum deposit to secure these rates. Insignis Cash Solutions provides you with the opportunity to earn attractive interest rates on your savings. All accounts are eligible for up to £85,000 FSCS Protection in the same way as if you had opened the account directly.