About us

Paul Richards Chairman

Prior to co-founding Insignis Cash, Paul Richards was Managing Director at Bank of America Merrill Lynch and Co-head of EMEA Debt Capital Markets and Corporate Banking. Additionally, he was a member of the EMEA Operating Committee, Capital Commitment & Reputational Risk Committees.

Paul’s career began at Merrill Lynch trading fixed income products across all currencies before he joined Goldman Sachs to set up a trading presence in Deutsche Mark and Pound Sterling. In 2006, Paul returned to Merrill Lynch before relocating to New York to oversee the Debt New Issue groups in the USA, Canada, Europe, Tokyo, and Hong Kong. Paul returned to London in 2010 after the banks’ merger.

Giles Hutson Chief Executive Officer

Giles co-founded Insignis Cash, following a 20-year career in Investment Banking as a Managing Director at Merrill Lynch where he was European Corporate Head of Banking and Debt Capital Markets. Prior to Merrill Lynch, Giles was a Managing Director at Morgan Stanley and has held previous roles at Goldman Sachs and Barclays. He was responsible for running many global financing, payment and risk management transactions across all asset classes.

Eight years on, Giles remains extremely motivated by the continued potential for Insignis Cash to help clients reduce risk and increase return, and to provide banks with stable, predictable, and efficient funding.

Kate Eadie Chief Commercial Officer

Kate, who joined the business in 2021, has a passion for Growth, Tech and Finance, having spent much of her career in the FinTech space.

In her previous role as a Venture Manager at Visa, Kate invested in early and growth-stage FinTechs across Europe following a stint developing the Visa Fintech Partner Marketplace. Prior to her time at Visa, Kate worked for Deloitte Digital in the Data Insights team, with a focus on the Financial Service Sector.

As the CCO at Insignis Cash, her goals include driving company growth, creating an inclusive culture, and guiding the Insignis Cash Vision.

Manjinder Gahir Chief Technology Officer

Manjinder is a highly experienced technology leader with a background in delivering large-scale technology programmes to Banking and Financial Services organisations, covering all aspects of the value chain from architecture, technology and operations. He has led strategic initiatives in treasury, payments and cash management functions.

Manjinder’s key successes include delivering some of the largest payment programmes in the UK. This includes the BACS 3-day Direct Credit/Direct Debit payment system, which forms part of the UK’s core national infrastructure, the core payment platform for the UK’s Faster Payments Service; and the Multi-Currency Pre-Payment Card platform for MasterCard.