About us

We are committed to building a platform ecosystem between banks, partners and clients to provide the best cash management service in the UK.

The home of cash savings products for banks, partners and savers alike.

Insignis Cash is a trusted and award-winning platform for individuals, companies, pensions, charities, and local authorities to earn better interest rates on their cash savings.

Established in 2017, by Paul Richards and Giles Hutson, who saw the need to address the critical evolution within the savings market and build a platform ecosystem that benefited banks, partners and clients.

As a founder-owned organisation, we benefit from the independence that allows us to work with banks and financial industry partners to gain the best results for all.

Our independence enables us to offer a holistic service that focuses on getting better interest rates for you. We partner with wealth managers, financial planners, and banks to get the best results for our mutual clients and empower savers to do more with their hard-earned cash.

Leadership Team

Our team has a wealth of financial and technological experience and understands that saving money can be challenging. That’s why we have built bespoke technology that makes the process simple and hassle-free for our clients.

Paul Richards
Paul RichardsChairman
Giles Hutson
Giles HutsonChief Executive Officer
Kate Eadie
Kate EadieChief Commercial Officer
Manjinder Gahir
Manjinder GahirChief Technology Officer
Kate Toumazi
Kate ToumaziChief Operating Officer
Shahid Rahman
Shahid Rahman Head of Compliance and MLRO
Paul Richards

Paul Richards Chairman

Prior to co-founding Insignis Cash, Paul Richards was Managing Director at Bank of America Merrill Lynch and Co-head of EMEA Debt Capital Markets and Corporate Banking. Additionally, he was a member of the EMEA Operating Committee, Capital Commitment & Reputational Risk Committees.

Paul’s career began at Merrill Lynch trading fixed income products across all currencies before he joined Goldman Sachs to set up a trading presence in Deutsche Mark and Pound Sterling. In 2006, Paul returned to Merrill Lynch before relocating to New York to oversee the Debt New Issue groups in the USA, Canada, Europe, Tokyo, and Hong Kong. Paul returned to London in 2010 after the banks’ merger.

Giles Hutson

Giles Hutson Chief Executive Officer

Giles co-founded Insignis Cash, following a 20-year career in Investment Banking as a Managing Director at Merrill Lynch where he was European Corporate Head of Banking and Debt Capital Markets. Prior to Merrill Lynch, Giles was a Managing Director at Morgan Stanley and has held previous roles at Goldman Sachs and Barclays. He was responsible for running many global financing, payment and risk management transactions across all asset classes.

Eight years on, Giles remains extremely motivated by the continued potential for Insignis Cash to help clients reduce risk and increase return, and to provide banks with stable, predictable, and efficient funding.

Kate Eadie

Kate Eadie Chief Commercial Officer

Kate, who joined the business in 2021, has a passion for Growth, Tech and Finance, having spent much of her career in the FinTech space.

In her previous role as a Venture Manager at Visa, Kate invested in early and growth-stage FinTechs across Europe following a stint developing the Visa Fintech Partner Marketplace. Prior to her time at Visa, Kate worked for Deloitte Digital in the Data Insights team, with a focus on the Financial Service Sector.

As the CCO at Insignis Cash, her goals include driving company growth, creating an inclusive culture, and guiding the Insignis Cash Vision.

Manjinder Gahir

Manjinder Gahir Chief Technology Officer

Manjinder is a highly experienced technology leader with a background in delivering large-scale technology programmes to Banking and Financial Services organisations, covering all aspects of the value chain from architecture, technology and operations. He has led strategic initiatives in treasury, payments and cash management functions.

Manjinder’s key successes include delivering some of the largest payment programmes in the UK. This includes the BACS 3-day Direct Credit/Direct Debit payment system, which forms part of the UK’s core national infrastructure, the core payment platform for the UK’s Faster Payments Service; and the Multi-Currency Pre-Payment Card platform for MasterCard.

Kate Toumazi

Kate Toumazi Chief Operating Officer

Kate joined Insignis Cash as Chief Operating Officer in 2024. She brings a wealth of experience from companies at different stages of their growth, and leads on executing a best-in-class operating model and driving efficiency as Insignis Cash continues to scale.

Having qualified as a chartered accountant with Arthur Andersen & Co., Kate latterly served with Thomson Reuters for fourteen years, holding a variety of leadership roles in areas such as finance, risk data services and business transformation. She most recently spent six years as Chief Operating Officer at Privitar, a UK-based startup, and helped to lead the company to a successful acquisition in 2023.

Shahid Rahman

Shahid Rahman Head of Compliance and MLRO

Shahid joined Insignis Cash in 2023, having worked in financial services for over twenty years and specialising in compliance since 2011.

He previously served in various compliance leadership roles at Barclays for seven years, and held other similar posts at GE Capital Bank, RBS and Lloyds. He has also worked for the FSCS. Shahid joined us to build and lead a broader team of compliance specialists, and strongly believes that compliance should be an enabler of our platform’s commercial progress rather than a blocker. He is proud that our platform can help financial advisers to comply with Consumer Duty and find their clients good outcomes.

Awards & Incubator programmes

2023 - EY

FinTech Growth Programme

2022 - London & Capital

Growth Builders

2022 - Tech Nation

Fintech 5.0 programme

2022 - PAM Awards

Digital Wealth Proposition

2021 - Savings Champion

Best Cash Savings Platform

Our future

We are thrilled to have grown from strength to strength. Our team has grown considerably and become even more diverse, comprising many talented individuals well-equipped to support our continued growth.

From our offices in Cambridge and London, our team is dedicated to strengthening our collaboration with industry partners and delivering premium services to clients throughout the UK.

A career with Insignis Cash

We are always looking for high-calibre individuals to join our team.