Insignis Cash is a trusted and award-winning platform for individuals, companies, pensions, charities, and local authorities to earn better interest rates on their cash savings.
Established in 2015, by Paul Richards and Giles Hutson, who saw the need to address the critical evolution within the savings market and build a platform ecosystem that benefited banks, partners and clients.
As a founder-owned organisation, we benefit from the independence that allows us to work with banks and financial industry partners to gain the best results for all.
Our independence enables us to offer a holistic service that focuses on getting better interest rates for you. We partner with wealth managers, financial planners, and banks to get the best results for our mutual clients and empower savers to do more with their hard-earned cash.
Our team has a wealth of financial and technological experience and understands that saving money can be challenging. That’s why we have built bespoke technology that makes the process simple and hassle-free for our clients.
Prior to co-founding Insignis Cash, Paul Richards was Managing Director at Bank of America Merrill Lynch and Co-head of EMEA Debt Capital Markets and Corporate Banking. Additionally, he was a member of the EMEA Operating Committee, Capital Commitment & Reputational Risk Committees.
Paul’s career began at Merrill Lynch trading fixed income products across all currencies before he joined Goldman Sachs to set up a trading presence in Deutsche Mark and Pound Sterling. In 2006, Paul returned to Merrill Lynch before relocating to New York to oversee the Debt New Issue groups in the USA, Canada, Europe, Tokyo, and Hong Kong. Paul returned to London in 2010 after the banks’ merger.
Giles co-founded Insignis Cash, following a 20-year career in Investment Banking as a Managing Director at Merrill Lynch where he was European Corporate Head of Banking and Debt Capital Markets. Prior to Merrill Lynch, Giles was a Managing Director at Morgan Stanley and has held previous roles at Goldman Sachs and Barclays. He was responsible for running many global financing, payment and risk management transactions across all asset classes.
Eight years on, Giles remains extremely motivated by the continued potential for Insignis Cash to help clients reduce risk and increase return, and to provide banks with stable, predictable, and efficient funding.
Kate, who joined the business in 2021, has a passion for Growth, Tech and Finance, having spent much of her career in the FinTech space.
In her previous role as a Venture Manager at Visa, Kate invested in early and growth-stage FinTechs across Europe following a stint developing the Visa Fintech Partner Marketplace. Prior to her time at Visa, Kate worked for Deloitte Digital in the Data Insights team, with a focus on the Financial Service Sector.
As the CCO at Insignis Cash, her goals include driving company growth, creating an inclusive culture, and guiding the Insignis Cash Vision.
Manjinder is a highly experienced technology leader with a background in delivering large-scale technology programmes to Banking and Financial Services organisations, covering all aspects of the value chain from architecture, technology and operations. He has led strategic initiatives in treasury, payments and cash management functions.
Manjinder’s key successes include delivering some of the largest payment programmes in the UK. This includes the BACS 3-day Direct Credit/Direct Debit payment system, which forms part of the UK’s core national infrastructure, the core payment platform for the UK’s Faster Payments Service; and the Multi-Currency Pre-Payment Card platform for MasterCard.
FinTech Growth Programme
Fintech 5.0 programme
Digital Wealth Proposition
Best Cash Savings Platform
We are thrilled to have grown from strength to strength. Our team has grown considerably and become even more diverse, comprising many talented individuals well-equipped to support our continued growth.
From our offices in Cambridge and London, our team is dedicated to strengthening our collaboration with industry partners and delivering premium services to clients throughout the UK.