Fuel your business ambitions with better cash returns

Generate greater returns on your cash reserves without having to change your business current bank account.

While immediate cash access is crucial for businesses, don't overlook the opportunity to earn higher interest on your cash reserves. 

Achieving a balance between liquidity and investment returns is essential for ensuring financial stability and fostering growth. With the Insignis Cash platform, you can efficiently manage your cash reserves and optimise your business financial resources across the short and long term. 

A single sign-up process provides you with access to exclusive rates and hundreds of business deposit accounts from over 45 banks and building societies to increase your cash reserves

With easy access, short-term notice and fixed-term accounts, you can capitalise on liquidity events and withdraw funds precisely when your business requires them. All this, whilst enhancing the FSCS protection of your cash through efficient bank diversification.  

Optimise returns, enhance the protection on your business savings, and enjoy hassle-free cash management. 

Top Rates

Easy access


6 Month Fixed Term


1 Year Fixed Term


Rates are correct on the Insignis Cash Platform as of 5 Jul 2024. Rates are subject to a minimum and maximum deposit size. Availability of product will vary depending on the client type.

How it works - Effortlessly track and manage your capital reserves

  • Complete a single application to open your account. 
  • Deposit your cash reserves into your Insignis Cash hub account .
  • Choose from hundreds of market-leading business savings accounts and start earning interest. 

The minimum deposit size for businesses is £250,000.

Why Insignis Cash

Insignis Cash is committed to providing businesses with the best solutions for their cash management needs.

Market-leading interest rates

Access competitive and exclusive interest rates across a wide range of business savings accounts from our large panel of banks and building societies. 

Reduced counterparty risks 

Enhance your FSCS protection eligibility and increase your bank diversification by spreading your savings across multiple banks all at the click of a button. 

Multiple currency accounts 

Hold deposit accounts in Sterlings, dollars, and euros, earn interest and reduce FX costs. 

Centralised cash management processes

Eliminate manual tasks such as tracking multiple accounts, reconciling transactions, and generating reports.  

Secure platform 

24/7 availability, two-step authentication, and dual authorisation for secure transactions. Your funds are exclusively held in your business name and can only be withdrawn to the designated account from the platform.


Friendly support

Our UK-based Client Services team is readily available to assist with any inquiries or guide you along your journey. For instance, we can send you helpful reminders when your fixed-term products reach maturity. 

Don't take our word for it

Frequently asked questions

Do you offer accounts in other currencies?

We offer US dollar and Euro accounts across our individual, joint, corporate, charity and trust accounts.

Do you charge transaction fees or a sign-up fee?

Our only charge is the annual account service fee, which is based on the total deposit, which is due monthly in arrears. There are no other fees for the Insignis Cash service.

What reporting do you offer?

On the Insignis Cash platform, clients can generate three reports at any time:

  • Portfolio Summary: an overview of all the funds currently on our platform.
  • Transaction History: lists all movements on the account, for any period, including details of charges made.
  • Interest Received: summarises all the interest received across all the products in the Portfolio.

Who is the beneficial owner of the funds while they are placed with the banks/building societies?

The client always stays the beneficial owner of the funds throughout the process. The funds never touch Insignis Cash.

What happens to clients’ deposits if Insignis Cash ceases to trade?

Clients’ funds are securely held by the relevant financial institutions, not by Insignis Cash. Funds would be retained by the banks and building societies until maturity (if applicable), when the funds will be returned to the linked account.

How does dual authority work on the Insignis Cash platform?

Insignis Cash allows dual authorisation on transactions which means one individual requests a transaction (movement or withdrawal of funds) and a second individual approves the transaction. The approver will receive an email notification when a transaction is requested.

How many people can have access to the corporate account?

You can have as many people as you would like with ‘view only’ access on the account and these individuals can be added once your Insignis Cash account is opened. In addition, when completing your application, you can choose to have either one (single authority) or two (dual authority) on the account. This/these individual/s will be responsible for adding, moving, and withdrawing funds from the Insignis Cash platform.

Can I open an account for a holding company?

You can open an Insignis Cash account for a holding company as well as trading companies.

Can I open multiple corporate accounts?

You can open multiple Insignis Cash corporate accounts for your different businesses, however, you will need to have separate email addresses for each account.

Put your business cash to work

Maximise the potential revenue from your business savings without having to move banks

Open an account