We understand the frustration of constantly switching accounts to chase better rates. That’s why we offer a one-stop solution. Through our award-winning platform, you get access to more than 3,500 saving products from 40+ banks and building societies.
From Easy Access to 5-year Fixed Term products, you have the freedom to choose the perfect savings accounts for your current goals and capitalise on liquidity events, like the sale of a house or inheritance.
With an Insignis Cash account, you can maximise earnings on your cash and better protect your savings.
The minimum deposit size is £100,000.
Insignis Cash is committed to providing clients with the best solutions for their personal savings.
Access competitive and exclusive interest rates across a wide range of savings accounts from our large panel of banks and building societies.
With just one login, you can manage and control all of your savings. No more endless paperwork and unnecessary transfers—just straightforward savings management.
Enhance your FSCS protection eligibility by spreading your savings across multiple banks all at the click of a button on the Insignis Cash platform. The UK-based banks on the platform are members of the UK Financial Services Compensation Scheme (FSCS).
You always remain the beneficial owner of your funds, and our secure platform is available 24/7. Our two-step authentication process on all transactions helps ensure your funds are kept secure.
We are a trusted partner of thousands of financial advisers, wealth managers, accountants and pension providers who use the Insignis Cash platform to improve returns for their clients’ cash savings.
Our Client Services team is based in the UK and are always on hand to address any queries you may have or help you through your journey. For example, we can send you a helpful reminder when any of your fixed-term products come to a maturity.
The Insignis Cash platform provides a simple yet effective way to manage SME cash balances. Whilst the technology works extremely well, it’s reassuring to know they are able to complement this with professional and knowledgeable human resource should this be required. Do try it out – you’ll not be disappointed!
We have been very impressed with Insignis Cash. It is an easy to use platform which allows funds to be placed in a simple manner offering very competitive terms. This is all backed up by a friendly and efficient team.
Before Insignis Cash, we spent a great deal of time filling in endless forms, getting together the right signatories, and researching where to place our funds - during which time the markets might well have moved. Signing up with Insignis has done away with all of that, and we are able to place funds in a matter of minutes, with no additional forms to complete. We have access to the best rates, and choose only from institutions that meet our investment policy.
All our banks and building societies are covered under the FSCS scheme up to £85,000 per depositor. The only exception is a Guernsey-based building society that is covered under the Guernsey Banking Deposit Compensation Scheme, which is £50,000 per depositor (for individual and joint accounts only).
No, all the banks and building societies on the platform have independent banking licenses.
Once a client deposits funds into their Hub account, we place aside the annual account service fee and draw down monthly payments in arrears out of this fee reserve account. We charge one quarter of the fees as a minimum, after which fees are charged pro rata. Whilst the funds are in the fee reserve, they remain in the client’s name.
There are no other fees for the Insignis Cash service.
There will be no effect on clients’ funds as they are held with the relevant financial institutions, not with Insignis Cash. Funds would remain with the banks and building societies until maturity (if applicable) or automatically be put on notice (if applicable), after which they will be returned to the linked bank account.
All accounts are non-breakable. The notice must be given and served, or maturity reached, for clients to access their funds.