With a single sign-up, select the products that best suit your liquidity requirements and benefit from our exclusive interest rates.
Single sign-up process
Save time and energy by opening and managing all your savings accounts in one place. No need to spend hours scouring the internet for appealing savings rates.
Secure platform
24/7 availability, two-step authentication, and dual authorisation for secure transactions. Your funds are exclusively held in your name and can only be withdrawn to the designated account from the platform.
Better protection
Enhance your FSCS protection eligibility by spreading your savings across multiple banks all at the click of a button. All UK-based banks on the Insignis Cash platform are members of the UK Financial Services Compensation Scheme (FSCS).
Friendly support
Our Client Services team are based in the UK and are always on hand to address any queries you may have or help you through your journey. For example, we can send you a helpful reminder when any of your fixed-term products come to a maturity.
Frequently Asked Questions
Who can open an Insignis Cash account?
To open an account, all the beneficiaries must be:
over 18 years old (unless in the case of a trust)
UK citizens
Permanent UK residents (residency permit will be required where the client is not a UK citizen)
UK incorporated legal entities or arrangements
Sole UK tax-payers
We cannot open any accounts for any individual who lives outside the UK or submits a tax return to the IRS.
Do you only offer individual and joint accounts?
No, we have over 26 different client types, including corporates, charities, trusts, power of attorney, court of protection, SIPPs, SSASs, and many more.
What documents are required to open an account?
Insignis Cash will only accept personal customers and their deposits post appropriate verification of both their identity and address. For customers that are legal entities or legal arrangements, this will include identification and verification of beneficial owners, controlling parties and business activities.
Evidence of source of funds will always be required. This will be in the form of documentation which evidences the origin of funds involved in Insignis’ business relationship with the client. Supplementary to that Insignis will also make an assessment of a client’s source of wealth. This means understanding a client’s various wealth generating activities which may have led to the origin of assets and funds involved in the business relationship.
Please note that as an FCA authorised firm, we may require additional information or documentation to meet our regulatory requirements.
Do I have to change my current day-to-day banking provider?
No, there is no need to disrupt your current banking relationships in any way. The Insignis platform lets clients deposit and place surplus cash to maximise FSCS protection and returns. Day-to-day transactions and payments remain with their existing banking provider.
Do you offer accounts in other currencies?
We offer US dollar and Euro accounts across our individual, joint, corporate, charity and trust accounts.
Do you accept paper application forms?
We accept paper application forms should that be easier for your client. However, these take a bit longer to be processed.
Do you conduct anti-money laundering checks on your clients?
Yes, we carry out anti-money laundering checks on all clients as banks require.
How secure is my data?
The information which could identify an individual or an organisation such as names, telephone numbers, email addresses, account numbers etc are encrypted within the database using a proprietary encryption method, with key information such as passwords given extended encryption.
All personal data is encrypted when data is at rest and access is provided on a need-to-know basis only. The encryption is based on a SHA-1 (256 bit) encryption algorithm. All our web facing services utilise HTTPS with the SSL certificate being based upon SHA256 with RSA.
Access to The Cash Management Platform is secured using 2FA (username, password and PIN code sent to registered mobile).
Do you charge transaction fees or a sign-up fee?
No, our only charge is the annual account service fee based on the total deposit.
How do you take your fee?
Once a client deposits funds into their Hub account, we place aside the annual account service fee and draw down monthly payments in arrears out of this fee reserve account. We charge one quarter of the fees as a minimum, after which fees are charged pro rata. Whilst the funds are in the fee reserve, they remain in the client’s name.
There are no other fees for the Insignis Cash service.
Start your online application today
Maximise returns on your cash savings and enhance your financial protection with a diversified cash deposit portfolio.
