From a single application your clients gain direct access to more than 3,500 interest-bearing accounts from 40+ banks and building societies. We support a wide range of clients from individuals to companies, charities, and local authorities and have saving accounts to meet the liquidity needs of all our clients.
Through the Insignis Cash platform, you can help your clients increase the interest they earn on their cash reserves while increasing bank diversification, reducing their risk and increasing their Financial Services Compensation Scheme (FSCS) protection eligibility.
We partner with UK-based institutions that are authorised by the Prudential Regulation Authority (PRA) and are regulated by the Financial Conduct Authority (FCA), to support high levels of security and compliance for our clients.
Your client always remains the beneficial owner of their funds and withdrawals from the platform are processed through their designated linked account for increased security.
Because we understand the importance of building and maintaining strong relationships with clients, you can rest assured that none of our banking partners will approach your clients directly.
Attract new clients and enhance your proposition by offering the Insignis Cash platform to your clients.
The minimum deposit size is £250k.
We are committed to providing our partners with the best solutions for their clients’ cash management needs.
Provide your clients with direct access to competitive and exclusive interest rates across a variety of savings accounts, including GBP, USD and EUR accounts.
Offer your clients better FSCS protection eligibility by spreading their savings across multiple banks all at the click on a button. All UK-based banks on the Insignis Cash platform are members of the UK FSCS.
24/7 availability, two-step authentication, and dual authorisation for secure transactions. Funds are held in your client’s name and can only be withdrawn to the client’s designated linked account from the platform.
Thousands of advisers, wealth managers, accountants and financial institutions rely on our platform to enhance returns on their clients’ cash savings.
Option to simply oversee your clients’ deposit portfolio or have the “Authority to transact” on their behalf when appropriate.
Choose between earning a share of the ongoing management fee or passing a fee discount onto your clients.
Insignis Cash is a fantastic cash management solution. As a Relationship Manager, it adds value to our Family Office proposition and allows easy access to the leading deposit rates across a wide range of product providers. You also have the peace of mind should your client’s main objective be to protect their cash with the option to maximise the FSCS protection. The platform is very easy to use for both client and adviser with the comfort of knowing the Insignis team are only a phone call away.
Helpful Hounds Assistance Dogs was delighted with the service and terms that we received from Insignis Cash when setting up our Savings Accounts. The personal help and information we received when making our choice of providers was invaluable. Added to that, the method of applying for accounts using a single form, together with the ease of transferring the money, made the whole process straightforward.
Easy to use platform with “real person” support if needed. I have recommended Insignis Cash to many clients as well as using it myself. The multi-currency option is so useful for those who do not want to convert until it suits them.
To open an account, all the beneficiaries must be:
Please note we cannot open accounts for any individuals living outside the UK or US Persons submitting tax returns to the US Inland Revenue Service (IRS).
Your data, including personal and organisational information is encrypted using proprietary encryption methods. All Personal data is encrypted when data is at rest and access is only permitted to authorised personnel.
Access to the Cash Management Platform is secured using Strong Customer Authentication (SCA username, password, and PIN code sent to registered mobile).
Funds can take up to one business day to appear in the Insignis Cash Hub account, provided they come from the client’s linked account with the correct reference. Clients receive an email notification once the funds are available to be placed.
On the Insignis Cash platform, clients can generate three reports at any time:
Clients’ funds are securely held by the relevant financial institutions, not by Insignis Cash. Funds would be retained by the banks and building societies until maturity (if applicable), when the funds will be returned to the linked account.